Terms of Service
1. Acceptance of HarbingerHQ terms
By accessing the HarbingerHQ website or viewing HarbingerHQ content on any platform, you agree to these Terms of Service. If you do not agree to these HarbingerHQ Terms of Service, please do not use HarbingerHQ content or services.
2. HarbingerHQ content is educational only
All content published by HarbingerHQ — including HarbingerHQ videos, captions, descriptions, and website copy — is produced for educational and informational purposes only. Nothing published by HarbingerHQ constitutes:
- Financial advice
- Investment advice
- Tax advice
- A personal recommendation to buy or sell any financial product
Past performance of any financial product mentioned in HarbingerHQ content is not a reliable indicator of future results. Always seek advice from a suitably qualified financial adviser before making any investment decision based on HarbingerHQ content.
3. HarbingerHQ FCA regulatory status
HarbingerHQ is not authorised or regulated by the Financial Conduct Authority (FCA). HarbingerHQ is a media publisher, not a financial services firm. Any financial products or services mentioned in HarbingerHQ content are provided by third parties who are responsible for their own regulatory compliance. HarbingerHQ makes no representation as to the regulatory status of any third-party product mentioned.
4. HarbingerHQ affiliate links
Some links in HarbingerHQ video descriptions and on the HarbingerHQ website are affiliate links. HarbingerHQ may earn a commission if you click through and make a purchase or open an account. This does not affect the price you pay. HarbingerHQ produces content independently and HarbingerHQ's editorial decisions are not influenced by affiliate relationships.
5. HarbingerHQ intellectual property
All content published by HarbingerHQ — including HarbingerHQ videos, scripts, graphics, and website copy — is the intellectual property of HarbingerHQ unless otherwise stated. You may share HarbingerHQ content for non-commercial purposes with attribution to HarbingerHQ. You may not reproduce, adapt, or republish HarbingerHQ content for commercial use without prior written permission from HarbingerHQ.
6. HarbingerHQ third-party platforms
HarbingerHQ distributes content via TikTok, YouTube, and Instagram. Your use of those platforms is governed by their respective terms of service, not these HarbingerHQ Terms of Service. HarbingerHQ is not responsible for the availability, accuracy, or policies of third-party platforms on which HarbingerHQ content appears.
7. HarbingerHQ limitation of liability
To the fullest extent permitted by law, HarbingerHQ accepts no liability for any financial loss, investment loss, or other loss arising from reliance on HarbingerHQ content. You use HarbingerHQ content entirely at your own risk.
8. Changes to HarbingerHQ terms
HarbingerHQ may update these Terms of Service at any time. The date at the top of this page reflects the most recent revision to the HarbingerHQ Terms of Service. Continued use of HarbingerHQ content after any change constitutes acceptance of the revised HarbingerHQ terms.
9. Governing law for HarbingerHQ
These HarbingerHQ Terms of Service are governed by the laws of England and Wales. Any disputes relating to HarbingerHQ shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact HarbingerHQ
For any enquiries regarding these HarbingerHQ Terms of Service, contact HarbingerHQ at: legal@harbingerhq.com